In Europe you have SEPA transfers where the reversibility after a transfer is comparable to a wire transfer. You can't really avoid them because they are the standard way of transferring money (if you don't pay by card or use direct debit).

You’re right but I find it funny that before this thread I was reading this one https://news.ycombinator.com/item?id=31133963

In Europe you can't, wire transfers are the main way of transferring money.