> > would convert a some portion of my savings into stablecoins

> This is probably the worst choice one can make. It's accepting a 0% nominal yield against an unregulated counterparty. A Bank of America savings account is literally a better choice.

you clipped out half the sentence:

> I would convert a some portion of my savings into stablecoins and spread them out into some interest accounts to try to minimize counterparty risk.

interest accounts. i.e. non-0% nominal yields.