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I’m not the OP, but 5 million as an American wouldn’t fundamentally change your life. The interest from the money would be comparable to a decent salary as a tech worker, probably similar to OPs current salary.

More money and you’re probably spending it on servants and lavish housing or entertainment. Those things might be cool, but it’s mental overhead that I imagine a lot of people just don’t want to deal with.

So, what would fundamentally change your life? And which actions would you be able to perform in a desirable life (without the servants etc)?

Just in case the genie doesn’t grant wishes to anyone who’s too greedy.

Realistically, I’d live the life I want with $5 million. I’m an asshole but I’m not the kind of asshole who wants to be a billionaire.

Rest assured, the genie grants all wishes even if you choose to be greedy for a change.

Sounds like a modest, reflected asshole to me ;)

Maybe in a similar direction: why would 5 million be already enough for you?