But you need a house with a backyard, two teslas, a wine cellar and a college fund or you aren't really living /s

In San Francisco, the median household income was $120k. That’s 2 years ago mind you, and a lot of inflation has occurred since then.

https://www.census.gov/quickfacts/sanfranciscocitycalifornia

> What is median household income for families in both of these cities?

What is the median credit card debt for them in these cities?

What is the median annual savings for them in these cities?

I'm going to guess that software developers, especially ones at FAANG, aren't aiming for a median household lifestyle. 200k post tax is easily ~140k a year. A san francisco mortgage is easily 4-5k a month for 30 years. And if their kids don't get lucky on the school lottery, they're going to be sending them to private school. And then there's college savings to account for.