My only confusion in this ongoing saga is, how is there no open source free hosted solution for people to do this? Or are there any but they're not reliable/famous?

I have worked at Intuit, Bangalore for a short time as a contractor and once during a weekly feature demo, a guy joked that "user shouldn't see the obvious way to cancel the payment". There was laughter around. It was a dark pattern but no one cared. They were boasting about being one of the best places to work all the time.

But it was hell. They simply don't give contractors a place to sit and work. You're called 'Mobile'. So you get to sit only where the full time employees don't sit or when they are on leave. It was humiliating and i simply don't understand why they have that as a policy. The manager was talking as if he moved mountains for us a couple of contractors to sit. But it was actually a couple of desks where there was direct sun light and no full time employees would sit because it's so hot and you get sweaty in minutes. I left in a couple of months and didn't even say good bye.