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California housing prices are astronomical.

I wonder what parts of the state (if any) have avaliable housing stock that's cheap enough for the loan recipients that meet the income requirents to make monthly payments.

Maybe somone that's independently wealthy and not working could use this program?

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What about people with multiple families in one house? I know Hispanic communities tend to have multigenerational households with even adult siblings living together. It’s also more common with lower income households regardless of background.

Maybe they can make income for the payments by living in the garage and renting out the living areas.

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