> thought "AirCover" was already the standard?
Nope. Rented an Airbnb in Austin. Pool was a mess to the point of being unusable; host was noncommunicative. Complained to Airbnb. Gave the host five stars, but left them a note. Host left a negative comment on my profile. Airbnb refused to remove. Refused to provide even a modicum of a refund.