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Unlike with BTC with Monero you can’t tell what I did with the coins in between the two fiat transactions. For most people that’s a very meaningful level of privacy, even if it’s not perfect.

Monero has some limited form of privacy that's fairly good in practice: you can't determine which of N accounts is the origin of a transaction, where N is some fixed small number (6 in Monero I believe).

I don't mind the company I'm buying an item from to know my name and where I live to send it to me. I do mind if they have the ability to look up my address balance or past transactions to other entities.

(Why I support Monero over Bitcoin.)

Atomic swap from Bitcoin is the easiest and most effective choice. If not that or a local, in person swap, the worst they know about you is that you owned Monero at some point. This is assuming you take the required Op-sec for your level or paranoia.