You're not more productive than a web developer in 1995, your tools are.
I hear what you're saying about investors needing a return on their investment, but investors only exist because modern human society runs on money and the people doing the real work don't have enough of it. Human beings will naturally develop tools and technology with or without money or investors because doing so improves our lives. The problem with our modern world is we are no longer building tools to improve our life, but rather turn a profit. Any "improvements" we've had are merely a side effect of the unnatural need for money rather than a better life. I'd argue we'd see more innovation if people had more free time to innovate rather than waste their lives in corporate slavery.