You have the legal right and ability to remove any mark if you've paid it off. Both of the agencies have online options for removal requests.
https://www.experian.com/disputes/main.html
https://www.transunion.com/credit-disputes/dispute-your-cred...
https://www.experian.com/disputes/main.html
https://www.transunion.com/credit-disputes/dispute-your-cred...
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