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+1 for Schwab. An ATM in a foreign country ate my debit card. One call, which was connected to a real human in less than a minute, and they overnighted a new card to my hotel.

Heads up that this combination of accounts (investor checking + brokerage account) does require a credit check, or at least it did a few years ago.

Best bank and brokerage I have ever worked with. Exceedingly helpful and easy to get a hold of. Their tools and web pages work