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Agreed. I've found https://lunchmoney.app/ really nice.

I'm a hugeeee LunchMoney fan. It's a solo dev and she does great! Hooked a few friends on it as well. This has been a lifesaver for insight into my financials and it's super flexible.

Bummer that it’s subscription only.

I switched from a decade old spreadsheet to YNAB. Then it went subscription and online only. It relied on the Adobe Air runtime which stopped working in macOS several years ago (32-bit only).

I haven’t looked at firefly yet, but I really want something that allows me to forecast expenses, and realize them as they occur and automatically adjust forecasts accordingly.

There is a script to patch YNAB 4 on macOS. You will need your serial number (but that should be enough, the script _should_ download the applications). After this, you can archive all the binaries for more safety (AdobeAir, patched YNAB, etc.)

It's on GitHub: https://github.com/banesto/YNAB4-64bit/blob/main/install

Meh - $100/year. I'm happy to support a small developer for a great product.

That was my thought as well. I normally resist subscriptions, but given how much effort I went through each month to get my spreadsheet setup to work, it seems well worth it.

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