I did a semester overseas at a top tier public university in Australia. There were some very notable differences about what is included with university there. Your tuition basically covers the academics, but that is it. No free gym (but the gym was relatively cheap... I guess they provide it at cost or at least don't make much profit). No included meal plan (but again, subsidized). Far fewer student activities. And you know what? The education, which is far and away the most important thing, was just fine... If I were paying Australian tuition prices, the added cost of a gym membership seems like nothing by comparison.

There's a whole lot of bloat in our college experience. I personally loved all the stuff that was included with my tuition. But you know what I don't love? That college is our society's key to upward mobility, but instead it creates crushing debt for many, because it includes lots of unnecessary stuff.