But it isn't fair. It's obscenely unfair. Had I known I could have gone to an expensive, elite, University at your expense, I might not have commuted by public bus to a community college for the first two years to save money, and then worked full time while completing the next two years at an inexpensive local college.

It's not a strawman, it's a serious concern of many people, primarily because there is no talk of fixing the actual problem, just handing out more money as a bandaid to a few.