It was farmer that turned his farm into direct sales, used an Uber like service to deliver and used DASH as point of sale and store of value...is what I did illegal??
There are a ton of uses cases out there where blockchain tech can provide a faster better solution, not every single case but it's there.
Even the 'criminal' side is nothing compared to the USD and how it's used. That same argue applies even stronger to fiat currencies.
A bankless note isn't a new idea, ops solution is novel and well thought out and there are markets that it solves pain points.