> What if you thought you did the research and still lost everything?

> the company compared its offerings to traditional savings accounts. Except where a brick-and-mortar bank like Citi was giving depositors less than 1% interest, Stablegains could offer up to 15%

Any kind of research would tell you this is a scam, without needing to investigate further than the second quote above. I think it should be illegal, but I have no sympathy for people who basically just were greedy and thought they were smart and got tricked into a scam.