Novogratz of Galaxy Digital lost billions in the UST collapse as well as having a tattoo of Luna on his arm. He was not a normal clueless person.

There are also clueless people who bought SNAP stock the day before it dropped 45%.

There are also clueless people who paid $200k for degrees from top tier universities and are now in debt up to their eyeballs with no way to repay.

There is simply no way to protect people from cluelessness without banning our freedom.