Neither could you sue if you had been struck and killed by an SUV. The end state of your reasoning is that nobody can ever do anything that involves risk because someone might die and be unable to sue. Sounds like an awful world
Risk is a community exercise. You don't (or rather, shouldn't) get to externalize disproportionate risks upon the commons because it makes your life easier.
(An example of such a consideration: what happens when the fire department shows up? They know how to deal with a car accident; are they going to have the presence of mind not to douse a vehicle that looks like a normal personal aircraft in water?)
Why ordinary speeds? Someone driving into a building is likely to be going significantly faster, perhaps because they confused the brake pedal and accelerator.
Things like this happen all the time https://twitter.com/TempePolice/status/1529914550266368000
We currently have a billion cars on the road. Of course we have plenty of accidents.
But that's not a valid comparison.
And perhaps we should also get rid of carsnow your argument is totally invalid