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>but one hitting my apartment at ordinary NYC residential street speeds

Why ordinary speeds? Someone driving into a building is likely to be going significantly faster, perhaps because they confused the brake pedal and accelerator.

Things like this happen all the time https://twitter.com/TempePolice/status/1529914550266368000

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You have only that much of momentum from ground in comparison to something already in the air and just falling down.

We currently have a billion cars on the road. Of course we have plenty of accidents.

But that's not a valid comparison.

And perhaps we should also get rid of carsnow your argument is totally invalid

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