(Given nature's love of pattern reuse, finance on micro ()individual), should resemble finance slightly more macro (family), dhould resemble finance even more macro, (industry, state, nation))
Whereas what we have now is some horrible abomination where at the top-end, we get these debt fueled monstrosities that continually push asset prices into more and more ludicrous places where barrier to entry gets higher and higher, and the requisite concentrations of resources one must accrue before the power laws start kicking in relegates a greater and greater portion of the population to basically treading water in the hopes less than a single percent of it makes good capital allocation decisions.
Call me a contrarian nut if you want, but something is completely off. I accept unintuitive things can exist, but modern economic theory requires too mich fairy dust (Dude, trust us) to keep churning along for my liking. .