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Only another 8 years, eh? Does this assume a ceteris paribus scenario where Apple, Google, Visa, MC, PayPal stand still on infrastructure and mobile wallets?

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I didn’t mean to suggest 8 years was required and only arbitrarily picked 2030 as a round number.

I suspect that Apple, Google, visa, MC, and PayPal will continue to build bitcoin into their product.

Bitcoin does not compete at all with these companies. Just like the US dollar is not a competitor to Apple, visa, etc. these are products that incorporate currencies.

ApplePay is literally a payment system.

Correct. What’s your point?

ApplePay is not a currency.

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