Amazon did it and look at where they are today. They weren't even profitable. What's the problem? /s
in india, banks give you working capital loan with floating charge on your stock/debtors at like 25% of your previous FY turnover... you could theoretically take up more loan but the interest would negate any "earning" considering the banks charge like 10-15% interest on the amount so if your turnover is 10 million rupees, you could get 2.5 Mil loan but the interest on it would be 325k inr which i am sure not many businesses can sustain normally.
While that does represent some modest drag on your business, in this hypothetical you have very good foundations and you could outperform that 10% interest without too much trouble. To wit in this scenario you're a software company, not a restaurant, you should scale far more easily than brick and mortar.
And 10% interest to preserve your cap table and board?
What GP is saying is you can only get a note of 10% size of your trailing 12 months revenue, this is quite different to 10% APR.