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Is it?

Try and move more than $10K in cash and see how far you get.

It's not yet pervasive, but there are many retail places that don't even accept cash. Once CBDCs are in place there will be a massive incentive for the US to further restrict cash. CBDCs are the ultimate control over a state currency. They'll provide all kinds of legit rationale, but totalitarian control is along for the ride.

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Try to move the same money in crypto and you'll be subject to the same reporting requirements when you try to convert it back into real money. You may not notice that it's happening because it will be done while your ACH transfer goes through, but it is absolutely monitored.

when you try to convert it back into real money Right, currently cash under $10K USD is loophole in the surveillance system and it will be closed in the future. If goods and services become denominated in BTC that will be "real money".

But they aren’t denominated in BTC? And there’s no reason to think they will be as so many businesses which have tried it have stopped because it was totally impractical due to unstable currency prices?

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