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Comment by gruez | Hacker News Reader

...or use a credit card. That way the hold is applied to your credit (ie. not your cash) rather than your checking account (ie. your cash).

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... or a card like the GasBuddy card, which is a fancy WEX fleet card. No holds, just dumps out of your checking account.

Although, it doesn't seem to work with neobanks like Chime, though, which is kind of annoying.

I also keep a card from TSD Logistics (their Open Roads program) for an EFS card that gets me access to commercial diesel at a discounted rate at truck pumps.

But people with credit card are probably living available limit to available limit. Their credit limit is their cash.

is this sarcasm? That’s a wild generalization of people who use credit cards

Studies of US consumers show basically nobody with $600 in the bank.

I hope by that you mean "basically nobody with less than $600 in the bank", because according to the fed's survey of consumer finances, the median household has $2000 in their checking account.

https://www.fool.com/the-ascent/research/average-checking-ac...

https://www.forbes.com/sites/maggiemcgrath/2016/01/06/63-of-...

It’s not a wild generalization; I’m not sure why readers understood it that way.

My logic is, if people are living paycheck to paycheck and don’t have an extra $300 for a gas limit; why would you think that their available credit is any different.

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