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Fun fact... HashiCorp actually got a patent around (part of) this https://patents.google.com/patent/US11347559B2/

Seriously? Does that mean any other provisioning method isn't able to estimate a cost without licensing this? E.g cloudformation?

Although there's not much coverage, CloudFormation had prior art for a decade before this patent:

Can't find a blog detailing exactly when it launched, but here's a file from an AWS SDK in 2011 with it:

Terraform cloud does have a cost estimation feature [1]. You might have to upgrade your plan to access it.