Phew! But it's not something you wanted, right? This is not something that helps.
It is something that helps those doing the governing though. Tracking you. Why is it planned that we all have these sorts of id/wallet/health pass/etc?
Is it possible that it will be used as in China, with good citizens (uncritical of the government) allowed access to travel, borrowing, schools, etc nevermind the loss of privacy as each purchase, movement is tracked?
To me its plainly about control. Control like we cannot even conceive of. Even if the government is not rule by the worst (and the EU is not a democracy - there's no options to get people out) the change in society will change us. If we know we are always under close scrutiny, you will change your behaviour.
After all we have seen, I hope we are in agreement that this sort of gadget should be roundly refused.