I always try to come up with a plausible accident that slowly descends into something, well, not so plausible.
My recent favourite has been admitting that I'd had an accident because my dog was driving my car at the time (he was begging me to, and I didn't want him growling all the way home, and he'd been such a good boy the whole trip so he deserved it).
Another is where I talk about an accident and a neck injury I'd received, until finally explaining that I'd been decapitated in the accident, and that it was causing problems with work, and how excited I was to finally get some compensation.
The sticking point, for me, is that I have to merge the call every time. Ugh. I want it to prompt me whether I want to blackhole a call like the Pixel Google Assistant, but instead of politely screening just torment the asshole.
For a service like that, I could imagine paying substantially more, possibly even for a premium service where the call would get transferred to a human tormentor.
> Block reason: Access from your Country was disabled by the administrator.
My favorite part is when the guy uses the scammers real name and she panics.
They eventually caught me when I didn't give the same fake SSN twice.
[0] https://youtube.com/c/KitbogaShow