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Comment by Railsify | Hacker News Reader

Wouldn't people over 28 be more likely to have money for a timeshare?

Yes, and that's why I asked if the intention of limiting the scam to people 28 and above was about filtering people unlikely to be able to pay for them

I read your post again, that makes sense!

In this economy!?

Anecdotally, I had 20000x more money at 22 than 28. If I remain employed for the rest of the year I might be on par by the end of it. Graphing my income over the last 10 years would look like a memory leak

Ha, what did you do right or wrong to end up with declining income?

Really hope that they meant disposable income and they're just maxing out 401k contributions and have kids and the like!

I'm hoping the same. Regarding 401k please remember that employer matches do not count towards the contribution limit, always calculate your deduction so that you max it out without the employer match. The employer match is the cherry on top.

Nope, but I elaborated in a sibling comment

Nah, just a really slow turnaround for finding new jobs after losing about 7 of them, and other things that I mentioned in a sibling comment.

My income potential increased quite dramatically actually. But after multiple burnouts, and struggling with symptoms of ADHD, it doesn't really matter what you accomplish most of the time if you miss enough morning standups to piss off the manager. So I've really struggled to maintain _any_ employment, and therefore I had literally zero money going into this year. The memory leak analogy was due to working every so often enough to bank a few tens of thousands, and then losing that job and just gradually draining mt entire bank account while looking for a new one.

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