Lightning Network is just around the corner for about 5 years now
And don't forget, ordinary users need to monitor the blockchain 24/7 in order not to lose their money by a counterparty closing their channel fraudulently.
It's far from ready for use.
Well I will take them by their word.
Umbrel and similar aren't even the same playing field here. Even if we disregard the tedious setup, you'll still have to manually open, close and refill channels.
It's disingenuous to suggest LN is even close to convenient without third-party reliance.