This is exactly my experience. My expenses rose >75% even though I'm living a lot more frugally compared to 2021. I live in Boston and everything is just SO F'ING EXPENSIVE! I make ~$130k, I used to save ~$2000 every month before ~March 2022 and I'm now living close to paycheck to paycheck. I understand that there are things I can do better, but life is truly more expensive now.