I do a heck of a lot more with my internet connection than just streaming – there was a night-and-day improvement when stepping up from my previous 150 Mbps coax connection. It’s not just “large game downloads”, but moving many gigs of data to remote servers daily as part of my job while both my wife and I are in video calls, while also etc etc. Fast symmetrical fiber is a godsend.

But whether or not these speeds would be meaningfully useful to you personally, the real observation here is just that GP is paying ~4.7x as much on a Megabit per second per month basis – your 20Mbps “I just stream” connection should cost hardly anything, a bad deal however you slice it.

(As an aside: yearly phone replacement?? I buy hardware to last on a much longer timeframe, so it more than balances out)

edit: back of the envelope network stat math – the 7.5TB I moved last month (up+down) would have completely saturated a 20Mbps connection for more than the month (34 consecutive days), assuming it was symmetrical (which a connection like that probably isn’t).