That's probably one part. But a young, hip, professional like this author (based on his writing, that's what he seems like) probably doesn't want to live in a suburb in Ohio, even though he could be much more comfortable there with his $2000 passive income, which could allow him to follow his dreams of writing.

There is a reason why artists go to places like NY or other HCOL places. There are other people like them. It's probably easier to find inspiration and meet peers at those places.