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Money isn't an issue. Thanks for the advice though - do you think employers or postgrad admissions officers will look upon it negatively though?

If none of your credits transfer, would you even tell employers about your two wasted years?

Graduate studies, maybe you have to tell them, but if your top school data is good, why should they care?

Although if you get bored and do poorly because taking the same two years again is repetitive and maybe demotivating, that wouldn't look good.