I think you’re on to something. A colleague got into a car accident and ended up spending way more than he needed to on a luxury car he didn’t want.

He has 4 kids. Getting a minivan or suv is difficult unless you are patient or can buy the “Elite Super Touring Edition with Gold Sprinkles”. Car companies are adverting incentives for ordering cars, so I think this is the new normal. They’ve learned from Tesla’s shenanigans that you can get away with anything.