Does Bloomingdale count as an “enclave of wealth and privilege”? It wasn’t considered the safest neighborhood when I was growing up, but it’s considered very safe now. I don’t know what to tell you: I went to public schools here, have rode my bike my whole life, have rode the subway independently my entire life, &c. &c.. The “worst” thing that’s happened to me is being bugged for money on the street.
I’m not blind to some advantages I have: I’m tall, have a large frame, and a deep voice. But I was also a little kid for the first 18 years I was here, and nothing bad ever happened to me.
Yes, I really do live here. And yes, there are bike theft rings. But they’re not omnipotent, and they’re fundamentally opportunistic; I’ve never had any issues with any bike I’ve owned being stolen, and neither has anybody else in my family.