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If you spend a few minutes and get them on the phone and say "I want to wire you funds right now!", they will give you a bank account.

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Maybe you’d get a bank account but it wouldn’t actually be theirs.

Yeah, you’ll get the bank account of some other person who has been scammed into a “no experience necessary work-from-home job” transferring money

Do you know that or are you guessing?

Because my guess is it won't be that simple.

Yeah, my guess is they would say “oh, we can just do an ACH debit and save you the trouble. What's your account number?”

Spitballing here:

You can place ACH blocks on accounts, at some banks anyway. I don’t know if the bank will give you the transaction information if a transfer is attempted. If they will, shouldn’t it be possible to set up a honeypot account in order to get the ACH info? Is that info enough to trace back to the spammers?

This opens up other legal questions though. It’s entirely possible that you could then be on the hook for non payment or something.

Oh yeah, I forgot that some banks allow that. Maybe an even easier thing to try is telling the scammer you need their ACH so you can whitelist it with your bank own bank?

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