With Touch ID you have to prepare the phone by unlocking it before making the payment. Which means that you have to stare at your phone while you are interacting with the merchant. It’s odd and unnatural.
Well, it’s not that bad neither really important but the initial UX was wonderful in its objectification of the phone as a convenient payment method.
(And don’t talk me about Apple Watch, payment experience is terribly unnatural as it means making weird moves with your wrist).