The 1993 Wired article, by William Gibson: https://www.wired.com/1993/04/gibson-2/
or https://archive.ph/twY5Y
See below:
https://help.kobo.com/hc/en-us/articles/360017763753-Use-the...
Kobo also has first-class integration with Overdrive/Libby for borrowing digital library books.