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Nothing to do with transaction risk. Congress and the executive branch have a myriad of ways to harm a large business if they don't get what they want.

Visa's issues with religious fundamentalists started in the Tipper Gore days. During the Bush presidency it was nearly impossible for a porn site to get a US payment processor.

I meant “universal” as in “every government”, not as on “all across America.”

Every government does this.

>It seems to be enforced by the credit card companies and processors

Who are an unofficial arm of the US government. https://en.wikipedia.org/wiki/Operation_Choke_Point

Can we make them public utilities too so that they can't discriminate?

If that's the case, then why was Right Stuf able to sell it before?