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That is no solution. The limits are so low you can't do serious transactions with it. I think it's 1000$ instant daily transfer max, then 2500$ daily non-instant transfer.

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It’s up to your bank. My max limits are $5k for known parties, $2k for new/unseasoned contacts (Chase).

So even you can't pay a rent deposit, pay university tuition or let alone large items like a car

At the moment. FedNow (new instant payment rails) limits will be $25k to start, negating the issue of low Zelle limits. Progress will arrive.

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