In Brazil, we have PIX, a way to make instant transfers 24/7 that is always free for individuals. It was launched in Nov/2020 as last month alone it had 1.8B transactions on its network.

It's really ubiquitous right now, as you can pay pretty much anything using it.

[edit] for those who like numbers, here are the stats from the federal bank (ps: it's in Portuguese): https://www.bcb.gov.br/estabilidadefinanceira/estatisticaspi...