Imagine your car payment is $600/month. The govt pays off your car, you have an extra $600 per month in the bank to spend on other things or to save.
None of those things are true for student loans.
https://www.investopedia.com/how-to-file-student-loan-bankru...
Mostly false. I prepped and processed bankruptcies for two years and I only came across one instance where a student load was dischargable under chapter 7. IIRC, under a Chapter 13, they can be consolidated as an unsecured debt. I only did a few Chapter 13s so I'd have to go back and reread that part.
A student loan was approved on a gamble.
Now the lenders are trying to find a way to guarantee their returns by making everyone else pay.