It looks like a nice image of concept art you would see on Deviantart or maybe the cover for a sci-fi book. I typically consider images used to sell other products "content" and not "art". In this case it was intended as "art" so it's therefore art.

That said, I think it's uninspired and derivative and does nothing for me. It does seems "skilled" in the sense that there's a decent use of anatomy, lighting, and composition. So on first glance it's a pretty image which might be all someone wants and to each their own.

I would love to see the high-res image though to see if it holds up in the actual details. AI tools seem to have a hard time with actually making sense in the details and has a really hard grasp on things like hands (which are difficult for humans).