Why Aren’t Student Loans Simple? Because This Is America

Articles rambles a bit but you do see a pattern were a multitude of options just don’t make sense when trying to interact with major life choices.

Be it retirement, healthcare or education

Take retirement accounts - can you open a 401k ? You need an employer, but your employer might only have crappy high fee options. Self employed ? different plan

Healthcare - price obscurity. Insurance ? have an employer you can have great health benefits or crappy ones

ACA ? Which state, different options. Kids ? They get MediCal in California

Education? You need a degree to navigate all the options available to you as a teenager