You seem hostile. Not sure if it's your intention, but ease up.

> So did you lie about your address on the credit card application? If not, that’s how the bank knows you don’t live in the US and that’s why you were rejected.

I didn't lie on anything, and frankly a bit offended you would even assume such. I travel back and forth to the US, often. My home address (one of the properties my family owns, and where I lived my entire childhood) is the one I use on everything US related. It's my actual physical address in the US.

People can have multiple residences across countries. Is that "simple" enough to understand?