Basically, that thing you think is awesome will never be.
[0] https://medium.com/fetch-ai/fetch-ai-nabs-5m-in-institutiona...
I once was denied access to my own money over a very long weekend during which a bill popped up that I had to settle immediately. I ultimately ended up borrowing money from my family.
The reason for the denail turned out to be a clerical mistake.
The feeling of dread I experienced thanks to this tought me to always kept a small stash of cryptocurrency (and cash!) for situations like this.
In the age of uncaring mega corporations and unaccountable governments, having money not controllable by either is a necessity.
Or to pay for anything else, for that matter.
https://www.finder.com.au/crypto-bill-payments
There are probably equivalent companies in most markets.
However had I had more time to liquidate my crypto, I definitely would have used crypto. I know two people wouldn't mind buying my crypto with traditional currency.
You get to be your own bank, including being in charge of security. Screw up once, and you're screwed.
Store most of the fortune encrypted and out of internet connection or on hardwallet, if you have large sums, transfer small sums (like, monthly usage) once in a while to your phone wallet and use freely.
It's not that easy to loose access, by the way, if are not dumb and don't open all shady executables you could find in the internet.
Related question, can you pass the money to your relatives when you die?