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What horse shit. I have been running iOS 16 beta (with Lockdown Mode) for quite a while and all business related apps that I use work fine.

IOS 16 improves security and privacy, so is it possible that this famous bank could be doing something dodgy?

Is data mining royalty more or less dodgy than uncomplicatedly enabling them?

iOS update bricked devices before. Sometimes Apple removes features and reduces performance. Avoiding software update is totally valid strategy!