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Comment by alistairSH | Hacker News Reader

Are you in the US?

No sane seller is going to accept a check or MO for something of value - too high a chance for scams.

I suspect most problems like you've encountered are bank policy due to increasingly stringent anti-money-laundering regulations. But, not sure how "use a check" is helpful since nobody would every accept one.

Do PayPal or Venmo allow large transactions? That might be the best option today?

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What are you talking about? This is what cashier's checks are for. Every sane seller is going to accept a cashier's check. That's what they're for. You can even call the bank that issued it to verify it's valid.

Of course you use a check. Not a personal one, but a cashier's one.

I won't use a cashier's check, simply because I've never seen nor used one before. If the buyer really insists, then I'll go with the buyer to the bank and cash or deposit it before giving them the product to make sure it's not a fake piece of paper.

A cashier's check is equivalent to cash without the hassle, because it's backed by the bank that wrote it. They already took the money out of the customer's account, so there's no chance of it bouncing.

If the cashiers check is legit. A counterfeit one on the other hand...

Of course. But unlike potential counterfeit cash, all you have to do is call the bank to verify that the cashier's check is legit.

Some might consider having to Google the phone number for the bank, calling the bank, navigate through the bank's phone system, getting put on hold, and reading a bunch of numbers to the bank's employee a hassle.

Similar situation with a money order. The cash has already been paid up-front, before the money order can even be printed. It's pretty much guaranteed money.

They do not. Venmo is like 2k a day from memory

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