So glad almost 90% of the machines I use have this these days
Correct. I'm not familiar with the implementation details, but there's a handshake involved in the NFC tap that prevents it from being cloned using a "dumb" skimmer like this.
One of my banks lets you use a QR code from the app. I haven't tried it yet to see how well it works.
yeah, I think BofA has this but I haven't tried it either.
I've tried it with ING (Europe) but it has low withdrawal limits, like 200e iirc
Not a payment security expect, but based on my limited knowledge, the transaction is verified with the chip embedded in the card/device itself so I don't think that skimming devices like these can bypass NFC protections.
when they get the pin they have a physical accomplice do a bump n dump on you for the card.
The final line of defence is my bank's ridiculously low max withdrawal amounts (I think it's like a fraction of a percent of my cash there).
"Contactless" is not a noun, and I refuse to allow it to become one without opposition.
Why?
Because structure lack gives annoy to understand. If words speech partshift we creation lots of confuse.
I apologize, I meant "I contactless my money out of the ATM".
Much better. Thank you.
I feel about it the same way I feel about people saying "i am on wireless" (when telling people whether they are using ethernet or wifi). Totally fine in the context.
Since we are talking about payment card skimmers, "contactless" feels appropriate here too.