10M? Did you mean billion? because that would be closer
For me that number could be around 100k because I have no problems overriding my passions in order to not deal with bullies BS.
For some people their passions are strong so they need a higher number.
For some unfortunate people there is no number and put up with bullies because some craft has penetrated their brain so much that they cannot stop doing it .
10m is not fuck you money in sf.
$10m is a monumental amount of money for one person to have, even in SF.
But I guess in that case you might as well take the bag of money and go live not in sf.